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        <title><![CDATA[Posts feed]]></title>
        <link><![CDATA[https://visionrealty.com.au/feed/posts]]></link>
                <description><![CDATA[Latest posts from Vision Realty]]></description>
        <language>en_US</language>
        <pubDate>2026-10-10T08:32:06+11:00</pubDate>

                    <item>
                <title><![CDATA[June quarter home loan commitments fell: what NSW buyers should review before finance approval]]></title>
                <link>https://visionrealty.com.au/news/june-quarter-home-loan-commitments-fell-nsw-buyers-finance-review</link>
                <description><![CDATA[ABS June quarter lending data shows fewer new dwelling loan commitments, making finance readiness and whole-cost comparisons especially important for NSW buyers.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/june-quarter-home-loan-commitments-fell-nsw-buyers-finance-review</guid>
                <pubDate>Sat, 10 Oct 2026 08:32:06 +1100</pubDate>
                <enclosure
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                                    <category>News</category>
                            </item>
                    <item>
                <title><![CDATA[NSW dwelling values fell in the June quarter: why local comparisons matter more]]></title>
                <link>https://visionrealty.com.au/news/nsw-dwelling-values-fell-june-quarter-local-comparisons-matter-more</link>
                <description><![CDATA[Why NSW buyers and sellers should compare local property evidence after the ABS June quarter dwelling value release.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/nsw-dwelling-values-fell-june-quarter-local-comparisons-matter-more</guid>
                <pubDate>Fri, 09 Oct 2026 08:32:07 +1100</pubDate>
                <enclosure
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                                    <category>News</category>
                            </item>
                    <item>
                <title><![CDATA[Sydney buyers need a property-type comparison, not a single market headline]]></title>
                <link>https://visionrealty.com.au/news/sydney-buyers-property-type-comparison-october-market</link>
                <description><![CDATA[A practical guide for Sydney buyers comparing apartments, townhouses and detached homes in a more selective October 2026 market.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/sydney-buyers-property-type-comparison-october-market</guid>
                <pubDate>Thu, 08 Oct 2026 08:32:13 +1100</pubDate>
                <enclosure
                    type="image/png"
                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/10/vision-realty-sydney-property-comparison-october-20261008.png"
                    length="3129684"
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                            </item>
                    <item>
                <title><![CDATA[Most NSW borrowers remain resilient: what property buyers should still check]]></title>
                <link>https://visionrealty.com.au/news/most-nsw-borrowers-remain-resilient-property-buyers-check</link>
                <description><![CDATA[A practical NSW property guide based on the RBA October 2026 Financial Stability Review, covering borrowing capacity, household buffers and checks before making an offer.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/most-nsw-borrowers-remain-resilient-property-buyers-check</guid>
                <pubDate>Wed, 07 Oct 2026 08:32:17 +1100</pubDate>
                <enclosure
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                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/10/vision-realty-household-resilience-20261007.png"
                    length="3081427"
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                                    <category>News</category>
                            </item>
                    <item>
                <title><![CDATA[Property investors need a cash-flow check, not just a yield headline]]></title>
                <link>https://visionrealty.com.au/news/property-investors-cash-flow-check-not-just-yield-headline</link>
                <description><![CDATA[A practical cash-flow review for Australian property investors using recent RBA and ABS housing data.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/property-investors-cash-flow-check-not-just-yield-headline</guid>
                <pubDate>Tue, 06 Oct 2026 08:33:22 +1100</pubDate>
                <enclosure
                    type="image/png"
                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/10/vision-realty-investor-cash-flow-resilience-20261006.png"
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                                    <category>News</category>
                            </item>
                    <item>
                <title><![CDATA[Sydney apartment buyers need a whole-cost plan, not just a deposit target]]></title>
                <link>https://visionrealty.com.au/news/sydney-apartment-buyers-whole-cost-plan-before-offer</link>
                <description><![CDATA[Sydney apartment buyers should compare the full cost of ownership, including the loan, strata, maintenance, insurance and likely future works, before making an offer.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/sydney-apartment-buyers-whole-cost-plan-before-offer</guid>
                <pubDate>Mon, 05 Oct 2026 08:33:19 +1100</pubDate>
                <enclosure
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                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/10/vision-realty-apartment-whole-cost-plan-20261005.png"
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                            </item>
                    <item>
                <title><![CDATA[The lending mix is changing: what NSW property buyers should compare before an offer]]></title>
                <link>https://visionrealty.com.au/news/lending-mix-changing-nsw-property-buyers-compare-before-offer</link>
                <description><![CDATA[ABS lending data shows a changing mix of owner occupier, investor and first home buyer commitments. Here is how NSW property buyers can compare the numbers without relying on one headline.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/lending-mix-changing-nsw-property-buyers-compare-before-offer</guid>
                <pubDate>Sun, 04 Oct 2026 08:32:54 +1100</pubDate>
                <enclosure
                    type="image/png"
                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/10/vision-realty-lending-mix-20261004.png"
                    length="3050715"
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                            </item>
                    <item>
                <title><![CDATA[What the RBA stability review means for NSW property decisions]]></title>
                <link>https://visionrealty.com.au/news/rba-stability-review-nsw-property-decisions-household-resilience</link>
                <description><![CDATA[The RBA says most Australian mortgage holders remain resilient, but higher rates, softer housing values and household budget pressure still require careful NSW property planning.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/rba-stability-review-nsw-property-decisions-household-resilience</guid>
                <pubDate>Sat, 03 Oct 2026 07:33:30 +1000</pubDate>
                <enclosure
                    type="image/png"
                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/10/vision-household-resilience-october-2026.png"
                    length="2967165"
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                            </item>
                    <item>
                <title><![CDATA[August building approvals fall: what NSW housing supply data means for buyers]]></title>
                <link>https://visionrealty.com.au/news/august-building-approvals-fall-nsw-housing-supply-buyers</link>
                <description><![CDATA[August 2026 building approvals fell nationally, with medium-density approvals weaker than house approvals. Here is what the latest supply pipeline data means for NSW buyers, sellers and investors.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/august-building-approvals-fall-nsw-housing-supply-buyers</guid>
                <pubDate>Fri, 02 Oct 2026 07:32:43 +1000</pubDate>
                <enclosure
                    type="image/png"
                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/10/vision-realty-building-approvals-supply-20261002.png"
                    length="3372918"
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                            </item>
                    <item>
                <title><![CDATA[After the RBA rate rise: a practical NSW mortgage buffer review]]></title>
                <link>https://visionrealty.com.au/news/after-rba-rate-rise-nsw-mortgage-buffer-review</link>
                <description><![CDATA[The RBA has raised the cash rate to 4.60 per cent. Here is a practical checklist for NSW borrowers reviewing repayments, buffers and property plans.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/after-rba-rate-rise-nsw-mortgage-buffer-review</guid>
                <pubDate>Thu, 01 Oct 2026 07:33:38 +1000</pubDate>
                <enclosure
                    type="image/png"
                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/09/vision-realty-rba-rate-review-borrower-buffer-20261001.png"
                    length="2862834"
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                                    <category>News</category>
                            </item>
                    <item>
                <title><![CDATA[The RBA has raised rates again: what NSW property buyers should review now]]></title>
                <link>https://visionrealty.com.au/news/rba-raised-rates-again-nsw-property-buyers-review-now</link>
                <description><![CDATA[The RBA has raised the cash rate to 4.60 percent. Here are practical checks for NSW property buyers and borrowers.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/rba-raised-rates-again-nsw-property-buyers-review-now</guid>
                <pubDate>Wed, 30 Sep 2026 07:34:01 +1000</pubDate>
                <enclosure
                    type="image/png"
                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/09/vision-realty-rba-rate-rise-nsw-borrowers-20260930.png"
                    length="2645565"
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                                    <category>News</category>
                            </item>
                    <item>
                <title><![CDATA[Sydney housing segments are moving differently: how to compare value and affordability]]></title>
                <link>https://visionrealty.com.au/news/sydney-housing-segments-moving-differently-compare-value-affordability</link>
                <description><![CDATA[Cotality data shows different Sydney housing segments are experiencing different conditions. Here is how buyers and sellers can compare value, costs and affordability more carefully.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/sydney-housing-segments-moving-differently-compare-value-affordability</guid>
                <pubDate>Tue, 29 Sep 2026 07:32:52 +1000</pubDate>
                <enclosure
                    type="image/png"
                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/09/vision-realty-housing-segments-sydney-20260929.png"
                    length="2867639"
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                                    <category>News</category>
                            </item>
                    <item>
                <title><![CDATA[Building and pest inspections in NSW: checks to complete before you buy]]></title>
                <link>https://visionrealty.com.au/news/building-pest-inspections-nsw-checks-before-you-buy</link>
                <description><![CDATA[A practical NSW guide to building and pest inspections, report limitations, maintenance risks and questions buyers should address before making an offer.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/building-pest-inspections-nsw-checks-before-you-buy</guid>
                <pubDate>Mon, 28 Sep 2026 07:33:12 +1000</pubDate>
                <enclosure
                    type="image/png"
                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/09/vision-realty-building-pest-inspection-nsw-20260928.png"
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                                    <category>News</category>
                            </item>
                    <item>
                <title><![CDATA[Sydney sellers are changing strategy: what private treaty means for buyers and vendors]]></title>
                <link>https://visionrealty.com.au/news/sydney-sellers-changing-strategy-private-treaty-buyers-vendors</link>
                <description><![CDATA[Sydney sellers are increasingly moving from auction campaigns to private treaty as market conditions change. Here is what the shift means for buyers and vendors.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/sydney-sellers-changing-strategy-private-treaty-buyers-vendors</guid>
                <pubDate>Sun, 27 Sep 2026 07:32:36 +1000</pubDate>
                <enclosure
                    type="image/png"
                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/09/vision-auction-private-treaty-strategy-2026-09-27.png"
                    length="3348719"
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                            </item>
                    <item>
                <title><![CDATA[Sydney home prices are falling, but affordability still needs a numbers-first plan]]></title>
                <link>https://visionrealty.com.au/news/sydney-home-prices-falling-affordability-numbers-first-plan</link>
                <description><![CDATA[Sydney prices are softening, but higher borrowing costs and tighter lending mean buyers still need a careful numbers-first plan.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/sydney-home-prices-falling-affordability-numbers-first-plan</guid>
                <pubDate>Sat, 26 Sep 2026 07:32:34 +1000</pubDate>
                <enclosure
                    type="image/png"
                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/09/vision-realty-sydney-affordability-numbers-first-2026-09-26.png"
                    length="3159400"
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                            </item>
                    <item>
                <title><![CDATA[Sydney auction clearance rates remain cautious: how buyers and sellers can plan]]></title>
                <link>https://visionrealty.com.au/news/sydney-auction-clearance-rates-cautious-buyers-sellers-plan</link>
                <description><![CDATA[A practical guide to reading Sydney auction clearance rates and planning carefully as a buyer or seller.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/sydney-auction-clearance-rates-cautious-buyers-sellers-plan</guid>
                <pubDate>Fri, 25 Sep 2026 07:32:31 +1000</pubDate>
                <enclosure
                    type="image/png"
                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/09/vision-realty-sydney-auction-clearance-buyer-seller-plan-20260925.png"
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                                    <category>News</category>
                            </item>
                    <item>
                <title><![CDATA[Sydney rental vacancies are easing, but renters and owners still need a plan]]></title>
                <link>https://visionrealty.com.au/news/sydney-rental-vacancies-easing-renters-owners-need-plan</link>
                <description><![CDATA[Sydney's advertised vacancy rate has eased compared with a year ago. Here are practical checks for NSW renters and property owners.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/sydney-rental-vacancies-easing-renters-owners-need-plan</guid>
                <pubDate>Thu, 24 Sep 2026 07:32:52 +1000</pubDate>
                <enclosure
                    type="image/png"
                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/09/vision-realty-sydney-rental-vacancy-2026-09-24.png"
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                                    <category>News</category>
                            </item>
                    <item>
                <title><![CDATA[APRA debt-to-income limits: what NSW borrowers should review before applying]]></title>
                <link>https://visionrealty.com.au/news/apra-debt-to-income-limits-nsw-borrowers-review-before-applying</link>
                <description><![CDATA[A practical guide to APRA debt-to-income lending limits and borrowing checks for NSW property buyers.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/apra-debt-to-income-limits-nsw-borrowers-review-before-applying</guid>
                <pubDate>Wed, 23 Sep 2026 07:33:39 +1000</pubDate>
                <enclosure
                    type="image/png"
                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/09/vision-realty-apra-dti-limits-nsw-borrowers-20260923.png"
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                                    <category>News</category>
                            </item>
                    <item>
                <title><![CDATA[Housing investors in Australia: what new data means for NSW property decisions]]></title>
                <link>https://visionrealty.com.au/news/housing-investors-australia-new-data-nsw-property-decisions</link>
                <description><![CDATA[A practical guide to what new RBA housing investor data means for NSW property buyers and owners.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/housing-investors-australia-new-data-nsw-property-decisions</guid>
                <pubDate>Tue, 22 Sep 2026 07:33:30 +1000</pubDate>
                <enclosure
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                                    <category>News</category>
                            </item>
                    <item>
                <title><![CDATA[RBA rate decisions and NSW property: how borrowers can prepare]]></title>
                <link>https://visionrealty.com.au/news/rba-rate-decisions-nsw-property-borrowers-prepare</link>
                <description><![CDATA[A practical NSW property guide to reviewing repayments, loan features and borrowing limits around RBA interest rate decisions.]]></description>
                                    <author><![CDATA[Sunil Roy <sales@visionrealty.com.au>]]></author>
                                <guid>https://visionrealty.com.au/news/rba-rate-decisions-nsw-property-borrowers-prepare</guid>
                <pubDate>Mon, 21 Sep 2026 07:32:33 +1000</pubDate>
                <enclosure
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                    url="http://xpansion.com.au/mywpfiles/wp-content/uploads/2026/09/vision-realty-rba-rate-preparation-nsw-20260921.png"
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